Medical Insurance

Chesapeake Public Schools offers eligible employees a choice medical insurance plans administered by Anthem.  Medical plans cover physician visits, therapeutic services, prescription drugs, and more.

All plans cover Preventive Care Services at 100% in-network and include Vision Coverage.


HealthKeepers HMO Open Access

This Open Access HMO does not require referrals.  Most services have a set co-pay that will go towards your out-of-pocket maximum.  For the services with coinsurance, you pay the full cost until you reach your deductible before coinsurance kicks in.

HDHP w/ HSA

The High Deductible Health Plan (HDHP) offers a tax break when you make contributions to a Health Savings Account (HSA). This plan does not have copays. You pay the full cost for all services until your deductible is met, then the plan pays 80% and you pay 20%.

KeyCare PPO

Closed to new enrollments.
This plan has both copays and coinsurance.  For services without copays, you pay the full cost until the deductible is met before coinsurance kicks in.  You pay a copay plus 20% for emergency care, inpatient hospital, and outpatient surgeries.