Medical Insurance

Chesapeake Public Schools offers eligible employees three medical insurance plan options, administered by Anthem. Medical plans cover physician visits, therapeutic services, prescription drugs, and more.

Full employee benefits for the current year are also available on our website.

All plans cover Preventive Care Services at 100% in-network and include Vision Coverage.

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HealthKeepers HMO Open Access

This Open Access HMO does not require referrals. Most services have a set copay that will go towards your out-of-pocket maximum. For the services with coinsurance, you pay the full cost until you reach your deductible before coinsurance kicks in.

HMO Summary

KeyCare PPO Low

The PPO Low  plan allows you to visit any provider whether they are in-network or out-of-network; however, you will be covered at a higher level when using in-network providers. You have an annual deductible that you must meet before coinsurance applies. There are also copays for certain services that will apply to your out-of-pocket maximum. Premiums for this PPO Low  Plan are lower but out-of-pocket amounts are higher, in comparison to the PPO High.

PPO Low Summary

KeyCare PPO High

The PPO plan allows you to visit any provider whether they are in-network or out-of-network; however, you will be covered at a higher level when using in-network providers. You have an annual deductible that you must meet before coinsurance applies. There are also copays for certain services that will apply to your out-of-pocket maximum. Premiums for this PPO High Plan are higher but out-of-pocket amounts are less, in comparison to the PPO Low.

PPO High Summary